Why does PPS Perfunctio appear on my bank statement?

If your bank statement shows a debit from “Perfunctio” or “PPS Perfunctio Payment Services GmbH,” you’ll naturally want to know where this payment came from.

For Consumers

What's behind a Perfunctio charge

Many users search for terms such as “ Perfunctio ” debit, “PPS” debit, or “PPS Perfunctio ” account statement because they cannot immediately identify a transaction. In most cases, PPS Perfunctio processes a SEPA direct debit on behalf of a provider with whom you have previously entered into a contract, for example for:

• A subscription
• A membership
• A service
• Another recurring payment


Perfunctio handles the technical payment processing, similar to other payment processors.

Frequently Asked Questions About PPS Perfunctio

Many visitors to this site are looking for answers to questions such as: Why was money debited from my account? What does a “ Perfunctio ” debit mean? Is PPS Perfunctio a legitimate company? On behalf of which company was the payment made? How can I get a direct debit refunded or dispute it? How can I cancel my subscription?
You can find detailed answers to these questions in our FAQ section.

Provide Clarity

If you cannot
identify
a debit

These steps will help you better understand a Perfunctio debit and find the right contact person. If you’re unsure, these steps can help:

Check the payment description
Check the payment description for your transaction. You’ll usually find the provider’s name there.

Check your contract or provider
Consider whether you have a subscription, membership, or other service with this provider.

Find a contact person
If the payment is still unclear, we’ll help you find the right contact person.