About PPS Perfunctio Payment Services GmbH
PPS Perfunctio Payment Services GmbH is a technology company specializing in payment processing and headquartered in Hamburg. We support providers and businesses with the technical processing of payment transactions and the integration of modern payment infrastructure.
Payment Infrastructure
's Technical Infrastructure for Modern Payment Processes
Our systems enable companies to process payments through established banking networks, such as the SEPA Direct Debit or other automated payment processes. Perfunctio provides the technicalinfrastructure that companies can use for efficient and structured payment processing.
The Role of
Perfunctio in
Payments
If the name “PPS Perfunctio Payment Services GmbH” appears on a bank statement under “ ,” this usually means that a company is using our technical infrastructure for payment processing.
The process typically works as follows:
• You enter into a contract with a provider.
• The provider uses the payment infrastructure of Perfunctio.
• The payment is processed via banking networks.
This is why “PPS Perfunctio Payment Services GmbH” may appear on your bank statement. The contract for the respective service is always between the customer and the respective provider.
, Payment Infrastructure
Perfunctio supports companies in implementing modern payment processes, for example through:
• Technical processing of SEPA direct debits
• Digital mandate management
• Integration of payment processes into enterprise systems
• Automated transaction processing
• Solutions for recurring payments and subscription models
This infrastructure enables companies to efficiently manage payment processes and integrate them with existing systems.
Note on Regulatory Classification
Perfunctio does not provide regulated payment services as defined by the Payment Services Supervision Act (ZAG).
The actual payment processing is handled by licensed banks and payment institutions.
Transparency in Payment Processing at
Perfunctio does not sell any products or services directly to end customers. This means:
• Perfunctio does not enter into contracts with consumers.
• Invoices are issued by the respective provider.
• Payments are processed on behalf of companies.
Perfunctio processes payments exclusively on behalf of companies and uses regulated banking and payment infrastructure to do so.
Do you have questions about an
payment or debit?
If you have questions about a payment or see a transaction on your bank statement labeled “PPS Perfunctio Payment Services GmbH,” please contact us. We’ll help you find the appropriate contact person at the respective provider.